• ChickenLadyLovesLife@lemmy.world
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    1 day ago

    US mortgages are almost always fixed-rate

    A lot of them are variable-rate which is just insane. You’re allowing your mortgage lender to charge you whatever interest rate they feel like charging, with your only out being the hassle of refinancing.

    • kkj@lemmy.dbzer0.com
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      14 hours ago

      I’ve read that that’s common in other countries, but I haven’t heard of any here.

      • taco@anarchist.nexus
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        4 hours ago

        It used to be more common, but I think it got a lot less so after the 2008 economy did its thing. At least that’s my anecdotal impression.