• DrCake@lemmy.world
    link
    fedilink
    arrow-up
    13
    ·
    edit-2
    3 days ago

    Americans credit card debt. What the hell are you guys doing? I thought that would be worldwide

    • velma@sh.itjust.works
      link
      fedilink
      arrow-up
      12
      ·
      3 days ago

      Getting squeezed for every penny we have and then some.

      The high cost of gas and groceries are really stressing Americans’ budgets these days.

      • SaveTheTuaHawk@lemmy.ca
        link
        fedilink
        English
        arrow-up
        1
        arrow-down
        2
        ·
        2 days ago

        Oh please…football games and Taylor Swift concerts sold out everywhere. $7 mochafrappalattahys with lineups everywhere.

        Americans spent stupid money like no other country.

        • gogonan@lemmy.world
          link
          fedilink
          arrow-up
          7
          ·
          edit-2
          2 days ago

          Yes because organizing a revolt of >200M people spread out across an area over twice the size of the EU who cannot afford to miss a paycheck without a very imminent risk of homelessness, starvation, and loss of healthcare for themselves and their families is such a logistically simple thing

      • Gerudo@lemmy.zip
        link
        fedilink
        arrow-up
        7
        ·
        3 days ago

        Honest question, but do you expect everyone who needs a car to have thousands saved for the purchase? Just in case you’re not in the US, our used car market has exploded in pricing, gone are the days of a semi reliable sub 5k vehicle.

        • Fleppensteyn@sh.itjust.works
          link
          fedilink
          arrow-up
          6
          arrow-down
          3
          ·
          3 days ago

          If you don’t have a few thousand saved up, maybe find a cheaper option? A scooter or something? And if you really have no other option, get a proper loan rather than putting it on a credit card.

          But yeah, maybe I’m too European to understand :)

          • Anti_Iridium@lemmy.world
            link
            fedilink
            English
            arrow-up
            6
            ·
            edit-2
            3 days ago

            Yeah, my state is larger than England with population of about 10 million with no public transport. Not to mention our particularly harsh winters that would make a scooter impractical for 6ish months out of the year.

          • Gerudo@lemmy.zip
            link
            fedilink
            arrow-up
            4
            ·
            3 days ago

            Most everyone buying a car does get a traditional loan, did I miss something stating people were using credit cards? Also, a lot of commutes include highways which scooters/mopeds can’t reach the speeds necessary. Unfortunately cars are a necessity for many outside of the few cities that have actual mass transit.

              • Gerudo@lemmy.zip
                link
                fedilink
                arrow-up
                4
                ·
                2 days ago

                Yes but the article itself breaks the debt down into credit card, mortgage and auto loans. That’s where I got confused when you mentioned people using credit cards to buy vehicles.