It can still have positive and negative lingering effects but focus on the big picture for a moment
For me:
- the opposite of having established redundant measures for safety kills. My finances have been improving since I plan for the worst and overestimate my liabillities while underestimating potential inflows


Every lesson I learned the hard way.
If you ever have the opportunity to learn from someone else’s mistakes, do it. The reason most people don’t is because that usually involves listening to someone else and taking their advice and many people aren’t willing to do that.
I think there’s more to it. The advice given never conveys the struggle it took to learn the lesson. It’s just the end lesson. So, the lesson seems contrite.
Also, you can’t tell anyone who’s just fallen in love anything. They just won’t listen. That’s a drug no one can reason with.