• for bills, is having it on autopay with the biller superior to using it manually to pay that biller? I prefer to manually manage all that as I have for years but I figure its beneficial to get that on a credit card and just make sure its paid off. I already basically use a bills bank account to do essentially this manually

  • only purchase what I already have set aside/budgeted for and can payoff before the grace period

  • anything else?

  • festus@lemmy.ca
    link
    fedilink
    English
    arrow-up
    1
    ·
    12 days ago

    You use a credit card for some of your spending and you pay it off in full each month. Doing more than that is unnecessary.