Sure. But they are pretty much the only options in a lot of places. Yes they are shitty companies, but I personally can’t think of a good way to get away from them.
Local/national banks with their bankcards and payment platforms? Buying steam gift cards using cash or by pinning?
Even if your bank cards are halfway towards visa or mastercard using it through another party is still better.
Not only that, but even if you manage to find a platform that isn’t directly owned by them, they are payment service networks. They are there along the way to facilitate transactions and manage relationships with merchant services. There is no escaping them.
In Italy we have PagoBancomat, but that’s a debit card, not a credit card.
If you buy online, you can also use PayPal connected directly to a bank account, no credit card necessary (PayPal is also a shitty company, but sometimes there’s no alternative…)
You can pay using SEPA bank transfer or direct debits or some other options.
That the bank is using VISA/MasterCard etc for their cards is still a better option than using them directly because they barely do anything. Heck European debit cards don’t even work like they do in the US. You HAVE to 2FA them.
Most of the time in Europe our transactions go through things like iDeal, Bancontant, Wero etc
Sure. But they are pretty much the only options in a lot of places. Yes they are shitty companies, but I personally can’t think of a good way to get away from them.
Local/national banks with their bankcards and payment platforms? Buying steam gift cards using cash or by pinning? Even if your bank cards are halfway towards visa or mastercard using it through another party is still better.
I don’t know what it’s like where you’re from, but here in the UK all banks use Visa, MasterCard or Amex for their bank cards.
Not only that, but even if you manage to find a platform that isn’t directly owned by them, they are payment service networks. They are there along the way to facilitate transactions and manage relationships with merchant services. There is no escaping them.
In Italy we have PagoBancomat, but that’s a debit card, not a credit card.
If you buy online, you can also use PayPal connected directly to a bank account, no credit card necessary (PayPal is also a shitty company, but sometimes there’s no alternative…)
Creditcards just exist so people buy more shit to fund corporate greed anyway.
For businesses they are annoying since it is more work to do the administration, they cost more and there is a greater risk involved.
You can pay using SEPA bank transfer or direct debits or some other options.
That the bank is using VISA/MasterCard etc for their cards is still a better option than using them directly because they barely do anything. Heck European debit cards don’t even work like they do in the US. You HAVE to 2FA them.
Most of the time in Europe our transactions go through things like iDeal, Bancontant, Wero etc
No. But you can,