I am Turkish and have been wondering about this for a while as a political science and international relations masters degree student. Obama served for 8 years and still many Americans are complaining about how bad their healthcare system is and insurance prices are so high etc etc. Then why doesn’t any of them fix it. Here in Turkey, our leading party the AKP fixed the healthcare system so nicely that a lot of people from other countries are coming here for plastic surgeries and other healthcare services and the AKP party, as much as I hate to say it, fixed the healthcare system and now they are serving for their 4th term in a row.
The US has a ton of different plans with different disadvantages. All, with the exception of maybe some for government and military (but correct me if I’m wrong here), have deductibles that must be met and out-of-pocket expenses (“co-pays”) for various things. This means that people pay their insurance premiums on top of out-of-pocket expense for everything. The overall cost of things in the US is much higher than many other countries as well. Which plans are offered also depend a lot on many factors. I’ve been out of the US for too long to go much into depth on that.