You guys are both off in your thinking. Credit card companies didn’t give rewards to get your spending data, they did it to get you spending. If people don’t spend on their credit cards, people don’t get charged large amounts in interest.
They do it for debit cards too though. There’ll be other reasons as you said but getting your spending daa is 100% one of them
They do it for debit cards too though. There’ll be other reasons as you said but getting your spending daa is 100% one of them