“Norwegian hospitals are free though. I was just surprised the first time I learned Norwegians pay at all to visit the doctor because I assumed we had the same system.”
“Norwegian hospitals are free though. I was just surprised the first time I learned Norwegians pay at all to visit the doctor because I assumed we had the same system.”
By American standards, I have extremely good health insurance through my wife’s workplace. We still have to pay $25 per doctor visit on top of paying every month for the insurance.
Ignorant Norwegian here, but that sounds extremely good for US standards, happy for you for that. Out of curiosity, how much is paid monthly for that? And what would a broken leg and an ambulance to the hospital cost?
For my family of four I was paying half of $2400 per month (my employer paid the other half) for a very good PPO plan (meaning I could choose my own doctors) that had a $25 copay for doctor visits and no copay for medications after I met the $500 per person pharmacy deductible. That was up until I was laid off, then I had to pay for all of it until my COBRA coverage ended.
Ambulance rides cost a minimum of 1k USD. If you are not admitted to the hospital then it is not covered. If you are admitted then all costs ambulance and care normally has a 500$ copay and then you pay 20% or less depending on the insurance.
A broken leg that requires immediate surgery is something to admit. Just a cast is urgent care only, so you probably are S.O.L.
This is based on my experience with multiple insurances, there are tonnes of options, so I’m sure someone else would say it is different for them.
Wow.