My bank(s) have their own 2FA apps which are used for the web as well.
Same apps are used to identify myself and digital signatures for taxes, credit, health care etc.
The worst of all is that a private company owns one of these 2FA apps and can in theory deny you service.
The EU should be rolling out their own later this year (or next). But for now, I need an up-to-date Android/iPhone not to make life more complicated than it has to be.
That’s true in most European countries nowadays. You can use sms authentication but it usually cost extra.
And that still doesn’t solve the government app issue, o have all my ID loaded and get all my government notification on that, including tax deadlines, official communication and official IDs… That would be a serious step back if I am forced to give it up
I can’t remember the last time i had a banking app. Are they so critical in your experience?
I use the web browser.
My bank (Capitalone) won’t allow check deposits by the web browser and is closing their physical locations so you can’t deposit in person either.
My bank(s) have their own 2FA apps which are used for the web as well.
Same apps are used to identify myself and digital signatures for taxes, credit, health care etc.
The worst of all is that a private company owns one of these 2FA apps and can in theory deny you service.
The EU should be rolling out their own later this year (or next). But for now, I need an up-to-date Android/iPhone not to make life more complicated than it has to be.
They are mandatory for authentication even when using web site
That’s awful. Mine uses phone number but i also haven’t tried to open an account in a while.
That’s true in most European countries nowadays. You can use sms authentication but it usually cost extra.
And that still doesn’t solve the government app issue, o have all my ID loaded and get all my government notification on that, including tax deadlines, official communication and official IDs… That would be a serious step back if I am forced to give it up