• merc@sh.itjust.works
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    3 days ago

    The bank loans its ten billion to you

    A bank that’s subject to government regulation isn’t going to do that unless “you” have billions in assets to justify that kind of sale.

    and you pay me those ten billion for the bank

    And surely you report that sale on your taxes and pay the relevant taxes, right?

    No one’s net worth has changed.

    Except you, once you’ve paid your taxes.

    You default on your loan to your own bank.

    Ok, so “you” missed the payment. Now what? You think “you” can walk away cleanly? Declaring bankruptcy to wipe your debt is only something that’s available if the government provides that kind of mechanism, and generally that’s only available to people who have otherwise followed all the rules, which wouldn’t include buying a ten billion dollar bank when they had no assets.

    The only way this scenario works is if you ignore all the laws. But, if you’re ignoring the laws, why not just make it simpler and simply steal the bank’s assets?