Or at least, diversified so it’s not only those two, and there’s a multitude of options.
A fair few countries do that, for example, with payment being diversified into other systems like Alipay, and the other QR-based payment systems. Australia has EFTPOS, HK lets you use your Octopus to buy things in addition to paying for the train fare.
Otherwise, you’d be in trouble if MasterCard/Visa decided that they didn’t like something you did very much, so you’re barred from their services.
Or at least, diversified so it’s not only those two, and there’s a multitude of options.
A fair few countries do that, for example, with payment being diversified into other systems like Alipay, and the other QR-based payment systems. Australia has EFTPOS, HK lets you use your Octopus to buy things in addition to paying for the train fare.
Otherwise, you’d be in trouble if MasterCard/Visa decided that they didn’t like something you did very much, so you’re barred from their services.