This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol. I don’t know if it’s possible to put alcohol in the category of goodies, well, okay, I hope you understand what I mean.
Based on my records, probably averaging 40-50% on needs. Exactly 30.7% on housing, somewhere >10% on basic needs food, and maybe just a bit more for emergency. The numbers for food is a bit fuzzy since I don’t specifically separate out, say, a 6-pack beer or a really nice chocolate bar from other groceries
For context though, I make above average salary for my area, am relatively young & healthy (so almost no healthcare needs), and didn’t mind living a bit frugal…