Nah I think this is a misunderstanding. I’ve never seen insurance conditions that stipulate a general speed limit.
But what does happen is that if you’re in a high-speed accident, police may assign part of the blame to you for driving in a reckless manner, and that may result in a reduced or no payout.
While exceeding the recommended speed is not illegal, it can affect liability in the event of an accident:
Increased Liability: If you’re involved in an accident while driving over 130 km/h, you may be held partially liable, even if the other party is primarily at fault. This is because higher speeds are associated with increased operational risk.
Insurance Implications: Your insurance coverage may still apply, but the insurer could reduce compensation if it’s determined that your excessive speed contributed to the accident’s severity.
Nah I think this is a misunderstanding. I’ve never seen insurance conditions that stipulate a general speed limit. But what does happen is that if you’re in a high-speed accident, police may assign part of the blame to you for driving in a reckless manner, and that may result in a reduced or no payout.
This is what chatgpt says:
Insurance and Liability Considerations
While exceeding the recommended speed is not illegal, it can affect liability in the event of an accident:
Increased Liability: If you’re involved in an accident while driving over 130 km/h, you may be held partially liable, even if the other party is primarily at fault. This is because higher speeds are associated with increased operational risk.
Insurance Implications: Your insurance coverage may still apply, but the insurer could reduce compensation if it’s determined that your excessive speed contributed to the accident’s severity.
Can you ask it for sources?
Here is the chatgpt conversation.
Link 1 Link 2 Link 3 Link 4 Link 5 Wiki link 1 Wiki link 2 Single case link
The rest are Reddit and Facebook links, so I won’t post them.