What is far more likely is that policies simply wont cover accidents due to autonomous systems.
If the risk is that insurance companies won’t pay for accidents and put people on the hook for hundreds of thousands of dollars in medical bills, then people won’t use autonomous systems.
This cannot go both ways. Either car makers are legally responsible for their AI systems, or insurance companies are legally responsible to pay for those damages. Somebody has to foot the bill, and if it’s the general public, they will avoid the risk.
If the risk is that insurance companies won’t pay for accidents and put people on the hook for hundreds of thousands of dollars in medical bills, then people won’t use autonomous systems.
This cannot go both ways. Either car makers are legally responsible for their AI systems, or insurance companies are legally responsible to pay for those damages. Somebody has to foot the bill, and if it’s the general public, they will avoid the risk.