I remember in 2008 when the banks lost billions and had crashed, so the governments took literally all the tax payers money and bailed them out.

The system literally cannot be rigged more in their favour. It is impossible for them to fail because they are insured with your money.

Economy growing at 1%

Rich getting interest on their money at 4%

Therefore everyone else is getting poorer.

Don’t delude yourself in a lifetime of believing the housing market will collapse or that prices can’t continue to rise. That somehow some affordability ceiling will appear.

The rich have growing piles of money and no one else to put it. Gold has doubled, housing can too.