50 and older, I’m sorry, but in my personal experience, your advice has been a little out of date.

  • TrackinDaKraken@lemmy.world
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    17 hours ago

    Don’t worry about money, worry about your health. Form the habits now, and stick with them.

    Everyone will tell you that, and you’ll just ignore them, we all know it. But, we feel like we should say it anyway.

    It’s really fucking important. Far more important than money.

      • gankouskhan@bookwyr.me
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        2 hours ago

        This is good advice, but do kinda worry about the money. Just don’t obsess about the money. Save what you can without sacrificing too much. Tomorrow is never guaranteed. Talk to a financial advisor that you trust ideally one that answers the question “are you a fiduciary” with a straight up “yes” anything else they aren’t one and fuck em. Work out a plan and find what’s realistic to accomplish, and how to get there. Start that today. Not tomorrow. Investments and savings work on time not just your deposits, and every 5 years you wait you double your contributions to stay at the same level of 5 years before. Be it $50 a week or $500k a year there’s no such thing as too little if that’s what you got. Also max whatever your explorer match is on the 401k. It’s free money basically. There is so much more but the truth is none of us are likely qualified to answer this your your situation or even in general.

        But yes have fun. Live for the moment. Take time off. Spend time with your family and friends. No one will remember you for your dedication to the grind, but perhaps they would be filled with resentment.