
If you haven’t secured your load and it breaks my wind shield, you’re liable. I don’t care what warning you may have written on your truck and neither does insurance nor the law (in the US at least).

If you haven’t secured your load and it breaks my wind shield, you’re liable. I don’t care what warning you may have written on your truck and neither does insurance nor the law (in the US at least).
Depends on the state and burden of proof.
Well yes - but the sign is not factored in. If you can prove it without the sign present then adding it provides 0 coverage.