It’s a racket. Most people would be better off if they just saved the money they spend on insurance. But you can’t really know that up front which is the entire point. Instead the state should offer insurance as a public service without any kind of profit incentive. OR we could live in a society where it’s not required at all, but that’s a lot further off.
Insurance is also fucking stupid, and should absolutely be a public service rather than for-profit private enterprise.
insurance should actually be insurance and not the silly nonsense that covers routine maintenance that it is now
It’s a racket. Most people would be better off if they just saved the money they spend on insurance. But you can’t really know that up front which is the entire point. Instead the state should offer insurance as a public service without any kind of profit incentive. OR we could live in a society where it’s not required at all, but that’s a lot further off.