I’m going to do my best to word this question carefully. I’m not privacy expert and maybe no more than an idiot. I do want to protect myself online.
Which led me to privacy focused cloud based premium solutions. The idea is you can pay for a service so they don’t need to serve ads and scan your data for profit. Services like Kagi , Proton among others offer services for a fee. These services let you pay with a credit card .
My question is , are these services really that private if they have your payment information ? Does it really make sense to pay to not be tracked but still have your information on file and linked to you ?
Is this more of an argument of privacy vs anonymity? Am I looking at this wrong ?
I understand the ultimate privacy is self hosted but for some things like search that limits options. I understand there is crypto for some of these options. But bitcoin isn’t cheap.
Curious to get others thoughts on this ? Please be respectful i am trying to learn…


I guess when you pay with a credit card, theres limited information being shared. Taking things at face value, you are paying for a service that wont track you, see your data, give away your data etc.
Looking at it in terms of privacy vs. anon is a good way to look at it. If you want anonymity, you won’t be using a credit card I assume, unless it’s a throwaway you can top up. I imagine people who want full anonymity would be using stuff that’s more specialised and niche than the likes of Proton etc., likely FOSS stuff, home servers, services without login/registration.
Privacy is like a step away from anonymity in that regard I think.