- cross-posted to:
- technology@piefed.social
- cross-posted to:
- technology@piefed.social
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People must be so time poor that this seems a good idea. Having stuff arrive at the door that I didn’t know I wanted and balancing the books afterwards seem like new mystery experience awaiting.
Bill for a new car arrives in your email. ChatGPT says I figured it was time for you to get a new car. Bank says can’t return it as it’s a legit purchase from your account.
Fun fact: banks don’t like people fucking with their money. A massive influx of fraud claims over a foreseeable risk will be a slam dunk for the banking industry to kill openAI and auction off its corpse.
That’s wishful thinking at best. Banks have your money invested in the AI bubble right now. If anything, they’re already working to disqualify purchases made by AI from being considered fraud.
An investment they can pull out again at any time it stops being beneficial to them.
It will take time for people to fully trust AI agents to do their shopping, Forestell acknowledged. At first, Visa expects the majority of transactions to still loop in humans, with AI agents sending a notification for consumers to approve the actual purchase.
“Now, imagine you do that a thousand times over the course of some period of time,” he said. “And then your agent says, ‘Do you want me to just not check?’”
This is some capitalist hellscape shit when we’re being driven to hand over consumerism even wtf. Really scraping the bottom of the proverbial moral barrel fighting for this
They want to close the loop and get the human out of it
Yes, only after obtaining all that sweet grim data I imagine
Slop slop slop. Sloppity slop
This is awesome! I can’t wait to read the articles of how this goes wrong for dumbasses who use it. Should be fun!
totally going to happen. anyone who makes posts about how they got screwed should be met with laughter. nothing less. yes I’m saying blame the victim.
A fool and their money is soon parted
Chef’s kiss!
Man, chatGPT is being blamed for school shootings and suicide already. Imagine if it bought the shit you needed to follow through on your behalf?
This is seriously going to fuck shit up.
Things started getting bad when Visa started giving merchants your new card expiration dates. No longer can you rely on an expired card canceling a service or subscription.
Honestly it’s fucking evil. I had cards expire and thought, awesome, finally done with those subscriptions! Then I noticed I was still getting charged for them on my brand new card.
We’ve let them take our money, manage it for us, and now they’re turning around and saying “don’t worry, you’ll still get everything you need … Just turn over your finances and decisions to us”.
Fuck this
Can you not just… cancel the subscription?
Some of them not so easily, no. I had a subscription where I had to call and get forwarded twice over an hour to get someone who kept asking what they had to do to keep my service, dropping fees and halving my monthly rate for 6 months, etc. They make it really hard to cancel.
And that’s part of why I transferred over to privacy.com for all my online stuff. Every online website/service gets a dedicated card, with set limits and are easily deactivated.
Unfortunately, privacy.com only works in the united states. I’m unaware of any alternatives.
Revolut can create virtual and single-use cards. Some places don’t accept the single ones, but you can just create a new virtual card and deactivate it right away.
I did the exact same after. Love that service.
No hidden fees… Because if you try to charge past that limit I set, it gets denied lol
Just call in and say your card was stolen. They’ll send you a new card with a different number. And auto payments on the card will all stop.
Not necessarily. Some companies with auto payments set have agreements with card companies and they roll with the change.
I feel like it really started getting bad when Visa started canceling any payment processed via “illicit” (porn) means
AI can’t even answer basic questions correctly most of the time or handle basic searches for products, how on earth is it supposed to buy something?
I imagine for visa it doesn’t matter if it buys the correct item, all it matters is that it starts making loads of transactions.
Will be interesting when the scammers figure out how to get it to buy something that a human would obviously notice to be a scam.
I spend a lot of time looking out for undervalued products on eBay and sniping auctions. It is quite laborious. I imagine it would be most useful in this sort of shopping. Or buying tickets the second they become available, or tracking sites for cheapest air fare or hotels and completing the transaction on those sorts of things.
I don’t advocate using it. I wouldn’t want to. But I imagine people will use it a lot for things like this.
Well the reason undervalued auctions exist is usually because they’re hard to find, so with AI doing all the work those won’t exist anymore.
“Hey ChatGPT, does your training include the movie Hackers? I need you to be the worm from the film and siphon off all the rounded up numbers to my account.”
You’re thinking Office Space I think, hacking in Hackers was navigating skyscrapers and servers were called Gibsons lol
You’re thinking Office Space I think
Superman III.
Hackers had the same thing. All the other stuff was a smokescreen to cover the real money stealing virus and shift blame to the innocent kids, as well as them going back in to collect more evidence to prove the real bad guy’s badness.
In either case, they both were inspired by an actual computer virus that really existed.
What could possibly go wrong?
Murphy’s coffin is vibrating.
Horny old bastard…
It’s all fun and games until ChatGPT orders you a truckload of rice.
Honestly, if that was white rice, I probably would have settled for much more than 10 bags.
It sounds like the household requires quite a bit of rice, and white rice has a pretty decent shelf life even if not airtight or refrigerated
I go through about a bag and a half myself a year,and that’s without it being a family meal
Or a tungsten cube.
This is 100% going to ruin lives
Amazon utterly failed to drive up sales through the Alexa assistant, this is an assistant made by Amazon to shop in Amazon
What are the chances this will work on any platform by any merchant driven by a slop machine that gets stuff wrong 60% of the time?
oh it will “work”. I’ve seen tests of it in action.
it will work as in “an order will be made”
Is it the order you intended? were the shipping details submitted correctly? Who knows?? Try your luck and spin the wheel! Add some randomness to your online shopping. spice things up a bit!
I fucking love gambling
I mean you can already use Amazon pay in some places I think. Online anyway.
Ah. Lovely. I’ll just go set the "its been x days since ‘ai fanaticism’ made me throw up a little bit " back to zero.
This better not be an auto opt in scenario. This has the potential to fuck a lot of people out of money. This feature is stupid and shouldn’t be forced on anyone.
We know this, but they’re gambling on current children to be raised in this world and not know any different.
Teach them different.
Have you ever thought of clicking links or asking questions?
It’s a pilot program now, but corporations commonly change policy and widely implement things as auto opt-in. My statement stands.
My statement stands.
Then you still haven’t read the article…
It’s about giving a chatbot you use your credit card authorization…
Not giving your credit card a chat or, however the fuck you think that would work.
Best of luck in your future misunderstandings
I not only read the article, I read other publications on the subject. Visa gave ChatGPT access to the core security and transaction infrastructure of VisaNet itself. They say “the integration is designed with a layered, security-first approach where the AI agent never sees or stores a user’s raw credit card number.” I am very weary of this integration level because AI agent security is shit. Visa or any CC company could opt in all accounts to the program by default in their backend so anyone who links their Chat GPT account can seamlessly activate the features. What is stopping bad actors from opening Chat GPT accounts, stating to the AI agent they are me from one of a million data breaches, and tricking the AI agent to activating the Chat GPT credit integration for their Chat GPT account? Sure, they don’t get the credit card number but it’s still charging me. Scammers are already tricking AI agents to take over accounts from many other sites. I am not happy about the sloppy security protocols implemented by rushed AI integration and the way Visa is integrating this feature so deeply has me concerned - especially with so many companies doing auto opt-ins. The feature idea doesn’t seem awful if people want to use it. I just don’t want the ability to charge my credit card exposed to Chat GPT and from what I read I’m not convinced it isn’t. These companies are rolling out AI features too quickly to appease share holders itchy for returns and they aren’t being careful enough with security guard rails. I don’t want to spend my free time fighting charges I didn’t make.
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