This person friended me from an online game I played asking if I wanted to be paid to be a penpal. I’m familiar with a lot of phishing scams and other sorts of scams but I’ve never seen a scam like this one. What exactly is this person trying to get from me, are they hoping to infect my device with something sinister or are they trying to phish information from me without me knowing it? They seem to put a lotta emphasis on me VIEWING this photo they’re gonna send me and it makes me think that whatever they’re gonna send me must be infected with some sort of trojan. Can someone explain to me what’s going on here?
Yes it’s a scam, they probably want you to buy something right? They’re going to try and send you a fake check, in which they will ask you to digitally cash it in so it doesn’t go through a teller. The check doesn’t actually get checked by anyone due a couple days so you would have effectively stolen money. Then once they convince you to buy something for yourself and/or for themselves they basically fuck off then the bank would be like hey that check wasn’t real, instead of reporting you/done this is the first time we’ll just charge your account for the check.
If your still adamant on them being real, take the check to a teller at the bank. Make sure the check is physical. Make sure the sender it matches their name and the bank is actually real (by the routing numbers not the logo on it)
Wait, checks are still not automatically cryptographically verified in seconds? How is anyone still using this? (Ironically, checks never really caught on in my country, the Czech Republic)
This would require the bank industry to invest in technology, and that would cost money. Banks are for making money, not spending it. Charge just enough to the consumers to cover whatever losses are brought about by the archaic system and you successfully pass on all losses to the account holders.
Idk, there’s just quick checks, ig banks just trust ya 🤷♀️
Until they check manually in a labor-intensive process and you are punished again for having been scammed. It’s inefficient and the wrong people pay the price.
We didn’t mean that to sound positive, in our opinion, checks are pretty out dated. Even the last few jobs we had required us to have a bank account since they don’t do checks either.
It’s definitely inefficient, but the banks don’t get hurt so we doubt they’re going to improve anything.