• Jiral@lemmy.org
    link
    fedilink
    English
    arrow-up
    1
    ·
    edit-2
    3 hours ago

    It really has nothing to do with banks, rather with Central Banks. Granted, lower reference interest rates by the ECB could lower interests you get on your account but it also means that credit rates go down. If you think interest on a regular bank account is a viable long term investment strategy reliably above inflation rate, your mistaken.

    The Hungarian central bank has currently very high interest rates. High rates are also fueling inflation, as there is no such thing as a free lunch. While currently Hungary has lower inflation, probably also thanks to the optimism based on the recent regime change, it has a long track record of higher inflation.

    You don’t agree? Have a look at the development of the Hungarian interest rates and its inflation in the previous 10 years. It has not always been the case that Hungary had much higher interest rates either.