First of all, the price increases of healthcare were rising at exactly the same rate before and after Obamacare so that has nothing to do with the rate increases. Second, there are all sorts of exemptions like if you make less than 150% of the federal poverty level or if the marketplace plan would cost more than 8% of your household income. That means unless you were making $120k a year (which would mean you could definitely afford $800 a month insurance) you would be exempted from the penalty. Basically, if you paid the penalty it’s because you fucked up.
You are conflating the cost of healthcare with healthcare premiums.
“While health care costs have continued to increase since President Obama signed the Affordable Care Act into law in 2010, they’ve done so at a slower rate than in the years before the law was passed.”
I’m talking about premiums, and so is the article I posted. Yours is about out of pocket expenses. I don’t care about out of pocket expenses when my premiums went from $180 a month to $800 a month in a 3 year period. This happened because Obamacare dictated that insurance companies could only profit from 20% of the premiums, so of course they responded by raising prices by the maximum allowed by law until 20% was equal to what they used to make before Obamacare. Any reasonable person should have seen that coming. Obamacare was a very stupid law.
I don’t care about out of pocket expenses when my premiums went from…
You have to care about out of pocket expenses. If you pay less in premiums but then more in out of pocket, the you aren’t really paying less, are you? You personally might have ended up paying more, but as a population people paid less.
As a guy in his late 20s, my out of pocket expenses became 100% when premiums rose to the point that I couldn’t afford insurance anymore. Maybe Obamacare helped someone somewhere. It didn’t help the middle class. And the implication that it only increases costs for the rich is absurd.
I’m not saying that costs didn’t increase. But those costs were increasing before Obamacare and stayed at a steady rate of increase after Obamacare. Yeah, the system sucks. Obamacare made it suck less for some people like my partner who survived childhood leukemia who can’t have a “pre-existing condition” held against them. More than 50 million people have been covered by the ACA since 2024 with more than 24 million currently enrolled as of 2025. Many of those are people making less than 150% of the federal poverty level.
First of all, the price increases of healthcare were rising at exactly the same rate before and after Obamacare so that has nothing to do with the rate increases. Second, there are all sorts of exemptions like if you make less than 150% of the federal poverty level or if the marketplace plan would cost more than 8% of your household income. That means unless you were making $120k a year (which would mean you could definitely afford $800 a month insurance) you would be exempted from the penalty. Basically, if you paid the penalty it’s because you fucked up.
Well that’s just straight up nonsense easily disproven by a simple Google search
“For 27-year-old men, the average county faced 91 percent increases; for 40-year-old men, 60 percent; for 64-year-old men, 32 percent.”
https://www.forbes.com/sites/theapothecary/2014/06/18/3137-county-analysis-obamacare-increased-2014-individual-market-premiums-by-average-of-49/
I didn’t even bother reading the rest of your reply. I don’t enjoy being lied to.
You are conflating the cost of healthcare with healthcare premiums.
“While health care costs have continued to increase since President Obama signed the Affordable Care Act into law in 2010, they’ve done so at a slower rate than in the years before the law was passed.”
https://econofact.org/factbrief/fact-check-have-healthcare-costs-risen-faster-since-the-affordable-care-act-was-passed
I’m talking about premiums, and so is the article I posted. Yours is about out of pocket expenses. I don’t care about out of pocket expenses when my premiums went from $180 a month to $800 a month in a 3 year period. This happened because Obamacare dictated that insurance companies could only profit from 20% of the premiums, so of course they responded by raising prices by the maximum allowed by law until 20% was equal to what they used to make before Obamacare. Any reasonable person should have seen that coming. Obamacare was a very stupid law.
You have to care about out of pocket expenses. If you pay less in premiums but then more in out of pocket, the you aren’t really paying less, are you? You personally might have ended up paying more, but as a population people paid less.
As a guy in his late 20s, my out of pocket expenses became 100% when premiums rose to the point that I couldn’t afford insurance anymore. Maybe Obamacare helped someone somewhere. It didn’t help the middle class. And the implication that it only increases costs for the rich is absurd.
I’m not saying that costs didn’t increase. But those costs were increasing before Obamacare and stayed at a steady rate of increase after Obamacare. Yeah, the system sucks. Obamacare made it suck less for some people like my partner who survived childhood leukemia who can’t have a “pre-existing condition” held against them. More than 50 million people have been covered by the ACA since 2024 with more than 24 million currently enrolled as of 2025. Many of those are people making less than 150% of the federal poverty level.
91% in a year. If they’d been increasing at that rate before Obamacare they’d have been in the trillions of dollars per month range by 2014
https://www.scribd.com/document/1041758712/The-DNC-Autopsy-of-2024-the-DNC-Didn-t-Want-You-To-See#from_embed