cross-posted from: https://tilvids.com/videos/watch/976a535d-6f0e-4ae6-9d9f-e1010b35dc6b
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Don’t banks have websites he can log into?
In Finland bank apps are used as a form of digital ID / strong 2FA. You are pretty much forced to have it
They have. But he isn’t talking about the banking bit. He is talking about 2FA. Banks all over Europe have all but dropped SMSTan in favour of app based solutions. You need your banks app to authorise any transaction.
The upside for this is (other than that the communication is encryted now while SMSs are not) that you see the transaction details on your phone while authorising which prevents certain types of scam.
The problem is that this isn’t a standardised solution. Instead every bank either built its own thing or bought a white label solution from a different vendor. There is some EU legislation that would allow a motivated developer to built a banking app for your phone (and if you’re German then Saldo already exists) but that doesn’t matter because the 2FA problem means that you still need an Android or iOS device.
In my country they kinda force you into using their apps since you must use them as 2FA to login…so even if you try to use the website, you’re forced to use the freaking app…that many times does not work with custom Roms…I’ve been jumping around for 2 years, bank to bank app. Once it stops working I open an account at a different one and try to use the App…banking is the one thing that keeps people from leaving Google’s Android IMHO
All mine do, and as some of their apps don’t work on GrapheneOS, my solution has been to add links to their website to my homepage. It’s not that big of an inconvenience for me personally
As a Norwegian I’m required to use an app called BankID to log into various government services and banks. And that one does not run on «non secure» OSes
Although that might change with the whole EU pushing for open source etc
Both Bank-ID and Vipps works great on eOS. As does Bulder and Nordnet. The only one I need website for is DNB.
But yeah, the biggest problem with Linux phones are defiantly Bank-ID. Closely followed by Vipps.
The DnB part is annoying, since they actively update their app to work on Graphene.
I believe he did mention that as well as other options, like having a dedicated second phone for that functionality
Banks that are platform-agnostic should be favoured by the linux enthusiasts.
They should be required, tbh
Do you know of any banks that are platform agnostic? I don’t think it’s a matter of the banks choosing to exclude other operating systems as much as a matter of internal resources to develop and maintain a secure app on an OS few of their users would use.
If you know of any banks that have apps that work on a Linux phone I think that’d be a great list to start and pin to the community.
This is so fucked up to read. Maybe we should all start going back to analog life for about 2 years. For the time it takes for a phone to become obsolete in features, we should just all decide to go back to analog life. Imagine how many stocks would plummet.
The compatible list would be like GrapheneOS’s right? Apps that’ll work with MicroG without the full Google Play service. Both banking apps I use do. Only one of those two banks will let me login without the app however, the desktop website forces use of their app as an authenticator.
edit: https://privsec.dev/posts/android/banking-applications-compatibility-with-grapheneos/
It’s become easier to do many things without Play Services and even microg, as many apps have been adapted for Google-free Huawei devices :D
But we still need a lot more open APIs, then people can just build alternative software that’s FOSS.
I would assume so, and that was my thought too, but I don’t know for certain (just know what he says in the video).